Life Assurance
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A number of varied products are available in the market to suit ones personnel needs. We advice our clients on the policies available, company performance and stability, market trends, dividends or interest paid etc before a policy is obtained & when choosing an insurer.
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A varied number of covers and policies could be obtained or designed on personnel requirements against natural and accidental death. These types of policies could also be extended as an investment tool with many clients now obtaining investment plans against there children’s education rather than the standard life policy of the past. Some of the extensions, which could be obtained, are submitted below
• Life assurance
• Additional life
• Additional illness
• Critical Illness
• Spouse Life cover
• Hospitalisation cover for the whole family
• Endowment Policies
• Retirement Plans
• Investment Plans
• Loan protection
• Child Education Plans
• Whole Life Policies
• Accidental life which includes Riot & Strike and terrorism
Fire Insurance
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Customized solutions for all types of commercial and industrial risks.
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Private dwelling insurance which includes many additional all risk covers.
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Comprehensive all risks cover for computer and electronic related items.
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Contractors, Erection, Plant and Machinery all risks cover.
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Business interruption / Loss of profit insurance.
Miscellaneous Insurance
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Surgical & Hospitalization insurance cover for cooperates as well as designed covers for individuals.
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Personnel accident cover.
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Burglary for both commercial and private dwellings.
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Workman’s compensation.
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Money in transit.
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Fidelity against fraudulent employees.
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Public liability & Product Liability.
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Travel Insurance.
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Bid, Performance and Advance Bonds.
Marine & Aviation Insurance
There are two major items namely Cargo & Hull which are exposed to maritime perils
Covers could be obtained for cargo / freight against most risks under the institute and trade clauses for all types of transits & storage; these may include Land, Sea or Air Coverage from warehouse to warehouse as well as storage on stock policies.
Covers are also arranged for Hull Insurance for crafts which includes third party liability, personal accident and equipment as per individual requirements.
Some of the policies are as follows
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Time policy.
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Voyage policy.
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Mixed policies.
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Floating / Open policy.
Motor Insurance
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Allianz Motor
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Amana Motor
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Asian Auto Plus
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Ceylinco On the spot
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Co-operative Motor
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Continental Motor
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HNB Motor Guard
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Janashakthi Full option
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LOLC Motor
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MBSL Motor
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SLIC Motor Plus
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Union Star